Opening a bank account can be a pain, especially with banks that make you jump through hoops or submit additional documentation to verify your identity. Negative marks on your banking history can make opening a bank account even harder.
Luckily, many banks now make it easier than ever to open a bank account. Most offer online applications, and many have mobile applications you can complete on your phone in minutes. In some cases, sending a selfie and a photo of your driver’s license is enough to verify your identity. Some banks even offer instant approval and don’t look at your banking history.