Credit cards are known for high interest rates, and that trend doesn’t seem to be slowing down any time soon. The First Tech Choice Rewards World Mastercard®* offers rarities in the credit card industry like low ongoing APR and a lack of fees while earning rewards. Having no annual fee is common, but the First Tech Choice Rewards card has no foreign transaction fees or balance transfer fees.
With average bonus rates, the First Tech Choice Rewards card doesn’t move the rewards needle, but the low-interest credit card is an ideal choice for anyone who wants to pay off existing debt through a balance transfer without added fees or may need to carry a balance. You must be a First Tech Credit Union member to apply for any of its credit cards.